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Tree Removal and Insurance: What You Need to Know

Tree Removal and Insurance: What You Need to Know

  • 12/26/2016

If you need a tree removed from your yard, it is crucial that you understand whether the removal and any damages that have occurred are covered in part or in full by your homeowners’ insurance. So, prior to getting in touch with a tree removal company to remove a damaged or fallen tree, it is important to speak to your insurance company about the tree insurance benefits that may or may not be available to you. In many cases, your homeowners’ insurance policy will cover the damages and/or the tree removal fees.

As a general rule, tree insurance will cover any damages that have been sustained to your property as a result of a tree. It does not matter if the tree was initially on your property of a neighbor’s property. As long as you take the responsibility to give your insurance company a call and speak to them about the damages and the tree’s removal, your insurance is highly likely to cover the damages. However, the only instance when your insurance will not cover the tree removal or the damages is when the tree was diseased or already dead when the damage occurred. Of course, this depends solely on your specific insurance policy.

As you can see, it is very important that you understand the details of your insurance policy as well as your individual responsibilities as a homeowner when it comes to situations when trees on your property. In an effort to speed up the process and keep tree remodel costs to a minimum, work with a company like Precision Enterprise who is experienced with dealing with insurance companies on a regular basis. Give us a call today if you have a tree that needs to be removed and you need help getting insurance benefits to cover the damage.